As you approach the age of 65 in North Carolina, you may begin to consider your healthcare options. This is a time of life where you want to feel secure in your healthcare coverage and have peace of mind knowing that your medical needs are taken care of. Luckily, there are several options available for Medicare in North Carolina that can provide you with the coverage you need.
One of the options available to you is Original Medicare. This is a federal program that provides coverage for hospital stays (Part A) and doctor visits (Part B). In North Carolina, over 1.6 million residents are enrolled in Original Medicare, according to the Centers for Medicare and Medicaid Services. Original Medicare also provides options for prescription drug coverage, which is important for many seniors.
Another option for Medicare coverage in North Carolina is a Medicare Advantage plan. These plans are offered by private insurance companies and provide all of the coverage of Original Medicare, along with additional benefits such as dental, vision, and hearing. In North Carolina, over 1.5 million residents are enrolled in a Medicare Advantage plan, according to the Kaiser Family Foundation. These plans can be a great option for those who want more comprehensive coverage.
If you choose to enroll in Original Medicare, you may want to consider a Medicare Supplement plan, also known as Medigap. These plans can help cover the out-of-pocket costs that come with Original Medicare, such as deductibles and coinsurance. In North Carolina, over 455,000 residents are enrolled in a Medigap plan, according to the Kaiser Family Foundation.
When it comes to prescription drug coverage, North Carolina offers a Medicare Part D prescription drug plan. These plans are offered by private insurance companies and provide coverage for prescription drugs. In North Carolina, over 1 million residents are enrolled in a Medicare Part D plan, according to the Centers for Medicare and Medicaid Services.
North Carolina faces unique healthcare challenges, particularly in rural areas where access to healthcare can be limited. According to the North Carolina Rural Health Research Program, over 2 million residents in North Carolina live in a primary care Health Professional Shortage Area. However, with the various Medicare options available in the state, seniors have access to the healthcare coverage they need.
Whether you choose Original Medicare, a Medicare Advantage plan, or a Medicare Supplement plan, there are options available in North Carolina to provide you with the healthcare coverage you need. With the added benefit of prescription drug plans, you can rest easy knowing that your healthcare needs are taken care of.